| Category | Total Points | Remarks |
|---|---|---|
| AGM Branches | Above 100 | Circular No. 79/2022 (P&HR) |
| Super Branches | Above 60 but upto 100 | Circular No. 79/2022 (P&HR) |
| Major Branches | Above 40 but upto 60 | Circular No. 79/2022 (P&HR) |
| Medium Branches | Above 20 but upto 40 | Circular No. 79/2022 (P&HR) |
| Small Branches | Upto 20 | Circular No. 79/2022 (P&HR) |
| Loans | Limit | Interest Rate ( Concession) |
|---|---|---|
| KPL | ₹.3,00,000 | 8.5 - 8.90% (3%) |
| CVL | ₹.2,25,000 | 9% (3%) |
| GOLD | ₹.2,00,000 | 5.25 - 7.25% (2.5%) |
| KHL (Availed Employees House Loan) | ₹.10,00,000 | 6.5 % (3%) |
| Akshaya OD-Officers | ₹.4,50,000 | 1.5% above Cost of Funds |
| Akshaya OD-Workmen | Assistants-₹.2,50,000, OA-₹.1,75,000, PTS-₹.1,25,000 | 1.5% above Cost of Funds |
| Employees Computer Loan | ₹.50,000 | 6.5% |
| Employees Special Car Loan | ₹.10,00,000 | 8% |
| Loans | Limit | Interest Rates |
|---|---|---|
| Vehicle Loan - Two Wheeler | As in Government | |
| Vehicle Loan - Four Wheeler | As in Government | |
| Mangalya Loan | ₹.3,50,000 / 10 time of net salary | Cost of fund of the company |
| House Loan | As in Govt | As in Govt |
| House Loan (Additional) | ₹.5,00,000 | As in Govt |
| Allowance Type | Employee Category | Branch Gradation | Amount |
|---|---|---|---|
| Cashier's Allowance | Assistants | Super / Senior | ₹.1,370 |
| Cashier's Allowance | Assistants | Medium | ₹.1,240 |
| Cashier's Allowance | Assistants | Junior | ₹.1,120 |
| Cashier's Allowance | Assistants | RR Office | ₹.750 |
| Cashier's Charge Allowance (Per day) | Assistants | ₹.70 |
| Gold Loan Risk Allowance | Manager | Asst. Manager | Assistants |
|---|---|---|---|
| Up to 1 Crore outstanding gold loan | ₹.350 | ₹.550 | ₹.440 |
| 1-2 Crore outstanding gold loan | ₹.500 | ₹.750 | ₹.500 |
| 2-4 Crore outstanding gold loan | ₹.600 | ₹.1000 | ₹.550 |
| 4-10 Crore outstanding gold loan | ₹.700 | ₹.1300 | ₹.660 |
| 10-20 Crore outstanding gold loan | ₹.750 | ₹.1700 | ₹.880 |
| Above 20 Crore outstanding gold loan | ₹.1000 | ₹.2000 | ₹.1100 |
| 20-40 Crore outstanding gold loan | ₹.900 |
| Allowance Type | Employee Category | Amount | Remarks |
|---|---|---|---|
| Spectacle Allowance | Officers | ₹.5,000 | 4 times in service with 3 years gap |
| Spectacle Allowance | Workmen | ₹.4,400 | 4 times in service with 3 years gap |
| Financial Daily | Officers | ₹.440 | Maximum amount per month |
| Medical Allowance | Officers | ₹.12,100 | Per Year |
| Medical Allowance | Workmen-Regular | ₹.8,250 | Per Year |
| Medical Allowance | Part Time Employee | ₹.6,200 | Per Year |
| Category | Amount (per month) | Remarks |
|---|---|---|
| Workmen | ₹.330 | To all Workmen |
| Assistant Manager | ₹.880 | |
| Assistant Manager | ₹.1100 | Don't own vehicle |
| Officers other than AM | ₹.2200 |
| Allowance Type | Employee Category | Amount | Remarks |
|---|---|---|---|
| External Duty Risk Allowance | Office Attendents | ₹.1000 | Per Year |
| Dispatch/ Franking Allowance | Office Attendents | ₹.550 | Per Month |
| Washing Allowance | PTS/Drivers | ₹.710 | Per Month |
| Chappal Allowance | PTS/OA/Driver/Watchman | ₹.950 | Amount per year |
| Driver Allowance | Driver | ₹.1320 | Per month+₹.550 as allowance for halt per day |